FACTORING FINANCE

Factoring, also known as cash flow finance, debtor finance and invoice finance, can help improve a business's cash flow and fund growth by providing an immediate injection of cash against the value of a business's outstanding invoices.

In general, funds are released up to 90% of the value of an invoice within 24 hours. The remaining 10% is paid to the business once the customer finalises the outstanding invoice amount.

With a Factoring facility, a business has access to a reliable, ongoing supply of cash linked to sales. So as a business grows so does the amount of funding available to the business, meaning the funding is always matched to the needs of the business, allowing it to grow, free from cash flow constraints.

If the business is a startup, growing or established and trades on credit terms with other businesses (business to business), Lawrence Commercial can help tailor the correct facility to meet your specific borrowing needs. Contact Lawrence Commercial and find out how we can take care of your business financing needs.

INVOICE DISCOUNTING FINANCE

Invoice Discounting, also known as Invoice Finance, can help a business improve cash flow and access the additional funds a business needs to grow by providing an immediate injection of cash against the value of outstanding invoices.

Then as a business raises an invoice, funds up to 80% of the value of that invoice can be released within 24 hours. The remaining 20% will be paid to the business once the customer pays that invoice.

With Invoice Discounting a business benefits from a flexible source of funding which grows in line with sales:

Lawrence Commercial can help tailor the correct facility to meet your specific borrowing needs. Contact Lawrence Commercial and find out how we can take care of your business financing needs.

EXPORT FACTORING

Export Factoring service offers a business a complete package to help develop overseas business profitably and with confidence.

With an immediate injection of cash against the value of outstanding export invoices but then as a business raises an invoice, up to 80% of the value of that invoice can be released within 24 hours. The remaining 20% is paid, once the customer finalises the outstanding invoice amount.

This means a business has access to an ongoing supply of cash linked to sales. So as a business's overseas business grows so does the amount of funding available to the business.

A beneifical option is also the eliminating the problem of fluctuating exchange rates by offering multi currency facilities. With overseas bank accounts that can be implemented for fast, low cost receipt of payments in the local currency, making it even easier for a business's overseas customers to do business with you.

A business also has the option of 100% credit protection against overseas debtors. Lowering the risk of doing business overseas.

Lawrence Commercial can help tailor the correct facility to meet your specific borrowing needs. Contact Lawrence Commercial and find out how we can take care of your business financing needs.